Kiwibank

When it comes to banking in New Zealand, we’ve got an unfair advantage – we’re the only locally-owned bank with branches nationwide. Kiwibank is ours – it belongs to the people of New Zealand. We’d love to make it yours too.

You’ll like Kiwibank for the same reasons you probably like Kiwis – we’re honest, friendly and really practical.

We've got what you need

• Personal banking - home loans, personal loans, credit cards, everyday accounts, savings accounts, investments and insurance.
• Business banking - lending, cheque accounts, savings accounts, credit cards, investments, merchant services and insurance.
• International services - online and manual international money transfers, foreign exchange and Foreign Currency Accounts and a prepaid, multi-currency travel card.
• All the banking services you could possibly need including internet, phone and mobile banking, txt and email alerts, online and email statements, a nationwide network of ATMs... the works!

No wonder over 700,000 customers have flocked to us – and for goodness’ sake, there’re only 4 million people in the whole country!

Five reasons to choose Kiwibank

• Giving you better value
  
  We’ve been voted New Zealand’s best value bank in the Sunday Star-Times CANSTAR banking awards for six years running. We were the first bank to offer an electronic transaction account with no monthly account or transactions fees that still lets you use a branch occasionally — for free. We also launched a new type of credit card to help Kiwis save on fees — Kiwibank MasterCard Zero, where you pay no account fee if you use your card at least once every three months*.
  
  
• Guaranteeing our home loans
  
  Kiwibank Home Loans are guaranteed to save you money on the overall cost of your home loan over the first six years – compared with any equivalent home loan from any other bank with branches nationwide. Or we’ll beat the difference.
  
  
• Making your money work harder
  
  Our unique investment options can help you get more out of your money. We’ve got the New Zealand first Notice Saver, which gives you higher returns than a savings account without locking you into a fixed term; regular special Book–A–Rate Term Deposit deals, and a full range of saving and investment options.
  
  
• Giving you the good stuff, first
  
  We were first to introduce real time mobile phone banking, beating the world's biggest banks to win the international 2007 Financial Innovation Award. We were also the first bank in New Zealand to launch a PIE Term Deposit Fund, TXT alerts and online international money transfers.
  
  
• Helping you your way
  
  You choose how you want to deal with us – via internet banking (judged best in New Zealand by Global Reviews), our customer service centre, at your local Kiwibank (more branches than any other bank, and many are open during the weekends), or even on Twitter or Facebook.

Sold? You can even open your account before you arrive.

* An inactivity fee and service fees may apply.

Free Up is not available to companies, trusts or organisations. Download Kiwibank’s Investment Statement for Term Deposits (PDF 657 KB) and Disclosure Statement (PDF 1.5 MB) or pick up copies from your local Kiwibank. Units in the Kiwibank PIE Online Call Fund, the Kiwibank PIE Term Deposit Fund and Kiwibank Notice Saver are distributed by Kiwibank and are issued by Kiwibank Investment Management Limited. Download the Investment Statement for the Kiwibank PIE Online Call Fund and the Kiwibank PIE Term Deposit Fund and the Kiwibank Notice Saver (PDF 279 KB), or pick up a copy from a Kiwibank branch.